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Home Building - Size and Cost Considerations
By Guest Author
As you begin to conceptualize the master plan of your new home, one of the first things you have to do is figure out how much of a house you can afford to build, including the cost of the land and Read more...

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Make Money From A Home Based Business Opportunity
By Leonard Bartholomew
Making money is what everyone hopes to achieve when starting a home based business. But if you are not willing to work at it everyday until the business takes off, you may not see the profits that Read more...
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Why Do People Prefer A Home Based Business
By Gaurav Chitnis
All over the world, and especially the in the United States a new Home Based Business is being started every 5 seconds. That means that every day, 14,400 people (in the U.S. alone) make the decision Read more...
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Do You Have a Mobile Home Remodeling Idea?
By Remy Jirek
What is your mobile home remodeling idea? Do you want to create a deck or remodel your kitchen cabinets? Perhaps you are dying to repair your bathroom or design your dream back yard? No matter what Read more...

(1833-1886), the greatest physical medium in the history of modernspiritualism. There was a certain mystery about his parentage.According to his own footnote in Incidents of My Life hisfather was a natural son of Alexander, the tenth Earl of Home.Through his mother he was descended from a Highland family in whichthe traditional gift of second sight had been preserved. SeeHOME,DANIEL DUNGLAS.
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Attention First Time Homebuyers
By Candee Lynn Wilson
Attention First Time Homebuyers
Priced out of the market? Think again!

By Candee Lynn Wilson

In many real estate markets, especially along the East and West coasts, first time homebuyers are finding it harder and harder to purchase a home. As an exclusive buyers agent who works primarily with first time buyers, I have encountered the frustration of many buyers who couldn\'t find the \"home of their dreams\" at a price they could afford.

The key to their frustration is in the phrase, \"home of their dreams.\" Most first time buyers today want, at a minimum, a new or near new, single-family, 3-bedroom, 2-bath in move-in condition on a large lot in a good area of town. They want what their parents have, what their parents worked years to acquire. Sorry, kids, this type of isn\'t and never was a first time buyer home. This is a move-up for those who bought small 2-bedroom, 1-bath bungalows or attached housing when it was affordable. Unfortunately, even smaller homes are unaffordable to many first time buyers today, especially if they have additional debt such as car payments, student loans and credit card debt.

So what\'s a person to do to get into their first home?

1. Think older; think smaller. In the 1950\'s, hundreds of thousands of vets returning from World War II purchased their first homes

-- small, 2- and 3-bedroom, 1-bath homes that families of 4 and 5 lived in for many years before moving to a larger home, a 3-bedroom, 2-bath home. These small homes are still around and ideal for first time buyers to get their foot in the real estate door.

2. Think fixers. There are plenty of homes out there that can be purchased for below-market prices just because they need updating. They\'re perfectly livable and can be fixed up over time as the money permits.

3. Think shared housing. Compatible individuals who want to own a can start out as co-owners of a home. Two incomes may allow both to get their foot in the door of ownership that their individual incomes would not. Since this would be, more or less, a business arrangement, an agreement would have to be reached prior to purchase outlining each personís responsibilities and obligations as well as the disposition of the property under certain described circumstances.

4. Think multi-family. A duplex or tri-plex allows you to live in one unit and rent out the other(s) to cover a greater part of the mortgage making owning more affordable.

5. Think manufactured homes. These aren\'t homes on wheels. Modern manufactured homes on their own land are spacious, well-built with all the desirable amenities, and affordable. FHA financing lets you get into these with as little as 3% down.

There\'s more than one way to open the front door to ownership if you stop dreaming and come down to earth. Everyone has to start somewhere, and that usually isn\'t at the top. Your first is just that -- A FIRST HOME. Statistics say you will own 5 homes in your lifetime. Some will own less; some will own more. However, if you wait to find the \"home of your dreams,\" you may never be able to afford a of your own.
Candee Lynn Wilson is an Exclusive Buyers Agent - www.PortlandBuyersAgent.com - and Internet entrepreneur in Portland, OR. She has been working with first time homebuyers for over 13 years. Her "saving" web sites, www.101WaysToSaveMoney.com and www.MySavingPlace.com are helping thousands of people overcome financial adversity.


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