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Tips To Stay Afloat With Refinancing A Home
By James Ellison
About three years ago, many people experienced a boom in the housing market which managed to stabilize about six months ago, leaving some homeowners in a difficult financial Read more...

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A New Look at Country Style Home Decor
By Jared Winston
Country style home decor has been a fixture in American culture for centuries. At times, it has been the popular, current look of the American home, which is where the style originated, while more Read more...
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Here's How to Organize Your Home and Feel Better at The Same Time
By Patricia Wagner
Did you know that a clean orderly home can give you an enhanced sense of well-being? Living in a disorganized mess can make you feel disorganized too. Your home is meant to be a haven from the Read more...
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Great Ways to Earn from Home
By Morgan Hamilton
Some people find it impossible to leave home every day. Others simply prefer to stay at home. For example, mothers with small children may prefer to take care of them than to leave them at childcare Read more...

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Home Loans In India
By Aditya Jaiswal
Every man has a dream to own a house. It is a lifelong ambition for most of the people. There was a time when, for an ordinary person it was a whole lifetime of savings to build a house. But today with the changing market trend, things have become easier. loans are an easy way out to purchase a house. People who do not have the entire amount to pay take the benefit of a loan. Anybody can avail loan based on this income. To make this easier, lots of companies are offering affordable housing loans. The loans policies for NRI makes it easier for people staying outside to own a house on their motherland. The government has been continuously reviewing its policy measures to ease the norms for NRI investment in real estate.

After making substantial investments

in that dream abode, one needs to insure it against future risks and perils. Besides natural calamities such as cyclones and earthquakes, man-made disasters too pose threats to properties.Home insurance policy protects homes against these hazards. In addition to this, incidents such as gas cylinder explosion, fire due to electric short circuit as well as man-made disaster like burglary are also covered under the policy.

Home insurance policy available in the market covers broadly two things building structure and contents inside the home. Building structure is covered against fire, storm, flood, riot, lightning, aircraft damage, landslides, damage by vehicles, earthquake, and damage due to acts of terrorism.

However, a insurance cover does not cover the market value of the home. The price of the includes the cost of the land and the cost of constructing the structure on this land and the land cannot be insured. The insurance cover is only for the cost of constructing the building.
Aditya Jaiswal, advisor of home loans for NRIs, is an associated editor with the site: http://www.guide2homeloan.com The site is an online portal to provide home loan advice on home loans in India including types of home loans in India, home loan interest rates in India provided by home loan providers in India.


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