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Do You Have a Mobile Home Remodeling Idea?
By Remy Jirek
What is your mobile home remodeling idea? Do you want to create a deck or remodel your kitchen cabinets? Perhaps you are dying to repair your bathroom or design your dream back yard? No matter what Read more...

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Lighting - From The Theatre To Your Home
By Monica Hawkins
Professional designers have long appreciated the fact that various forms of stylish lighting solutions are the key to impressive interior design, perhaps, THE key even. Now home decor enthusiasts are Read more...
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Why Exactly Would You Consider a Work At Home Opportunity?
By Tony Seruga, Yolanda Seruga, and Yolanda Bishop
Or put another way – how would you determine the difference between a ‘good’ work at home small business opportunity and a ‘bad’ work at home small business opportunity?’Therein lies Read more...
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What Will Constitute A Great Home Internet Business
By Chiew Liang Yap
Copyright @ Chiew Liang YapEven the best home Internet business won’t prove successful for you if you don’t have the personality to work from home. A home Internet business that Read more...

hOm / noun Date: before 12th century 1 a : one's place of residence 2 : the social unit formed by a family living together 3 a : a familiar or usual setting : congenial environment; also : the focus of one's domestic attention <home is where the heart is> b : HABITAT - at home 1 : relaxed and comfortable : at ease <felt completely at home on the stage> 2 : in harmony with the surroundings 3 : on familiar ground : KNOWLEDGEABLE <teachers at home in their subject fields>
#DEFINITION_FIXED

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Interest Rates for Home Loans in India
By Aditya Jaiswal
Our country, India, where population has already crossed 1 billion mark measures 3214 km from north to south and 2933 km from east to west with a total land area of 3,287,263 sq km. Even with such a large amount of area, there is scarcity of land for people almost in all parts of the country, thanks to our rapidly growing population. In such a scenario, a major part of our country’s population lives in slums where living conditions are very inferior due to poverty, unhygienic environment and lack of basic facilities like proper drinking water and electricity.

Owning a beautiful with a sufficient amount of space, ventilation and floors equipped with necessary facilities of water and electricity is desire of every individual irrespective of his or her occupation and financial position. To the fortune of many such individuals, this desire of them can be fulfilled through the medium of loans. This is due to the fact that in the current scenario, there are organizations that are willing to issue loan to you.

There are large number of banks like ICICI, HDFC and SBI to name the few, financial institutions like IDBI and Citigroup that actually giving out loans. Due to large sources of loans in the market the competition is high and everyone wants to flourish its business in

order to survive in the market. To facilitate this goal of survival as well as profit, loan interest rates India have fallen to a very affordable level. Such competition has proved very beneficial for general public as earlier they were not in a position to apply for loans due to high house loan rate in India.

Although, the terms and conditions for loans differ from company to company. Generally, the interest rates loans Indian banks and financial institutions are similar to the loan interest rates that prevail in the market. Thus more or less all of them are similar as far as interest on loan charged by them is concerned.

But as far as the terms of loan are concerned most housing finance companies and financial institutions may have their own criteria. There are few companies who believe in idea of asking the borrower to keep his or her property papers with them, for security reason. This practice is called keeping collateral Securities with the loan issuer. The organization that issues the loan thoroughly inspects your property papers and calculates real market value of your property. After completion of this task if they feel that your papers are fair and relevant enough to be considered by them as Collateral Securities, they grant you the loan.

On the other hand, there are a large number of lending companies who go about asking the finance seeker to make a lump some deposit initially, commonly known as the down payment. And most importantly there are certain parameters or rules that are fixed by the all the companies issuing loan, which must abided by the loan seeker while going for loans, otherwise he or she might land up in trouble along with his family.
Aditya Jaiswal, advisor of home loans for NRIs, is an associated editor with the site: www.guide2homeloan.com. The site is an online portal to provide home loan advice on home loans in India including types of home loans in India, home loan interest rates in India provided by home loan providers in India.


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